If the stress and turmoil of the workplace is beginning to wear on you, you may be considering the prospect of early retirement. However, many retirement accounts -- including 401(k)s, traditional IRAs, and other individual and employer-sponsored accounts -- won't let you withdraw funds until nearly your 60th birthday. What investment vehicles will let you withdraw funds without penalty before you turn 59.5? Read on to learn more about three types of accounts that can help propel you toward an early retirement date.
13 August 2015
If you are just getting started with a small business venture, you are most likely very excited to meet new customers, provide quality service or products, and ultimately make money. It is very important to start a financial organizational plan from the beginning of your small business venture so it can be tweaked and improved as you become established, rather than trying to catch up with the information when you are in the thick of other business activities.
12 August 2015
Sending money online provides a convenient way to transfer funds to a friend's bank account or send money to a relative who is in a bind. However, it is also comes with some risks. Here are some tips for transferring money online safely and effectively. Never Save Passwords or Data in Your Browser Don't let your Internet browser save any of your data when completing a money transfer. This includes not saving any usernames or passwords, as someone else might be able to steal your password and access the online account.
11 August 2015
A big part of the American dream is owning your own business. Having a good job with a steady paycheck is a good thing, but most people, at one time or another, dream of being their own boss. Unfortunately, owning a small business comes with many pitfalls and more than half of all small businesses fail within the first five years. One of the most critical and dangerous of these pitfalls is failure to properly plan for the cash flow needs of the business.
7 August 2015
In today's continually fluctuating economy, more and more individuals are living on less money and playing the "paycheck to paycheck" game in order to stretch funds as long as possible between paydays. With bi-weekly paychecks eating up everything from gas to rental payments, it can be difficult to stay on track, which can unfortunately lead to overdrawn checking accounts and bank fees that only contribute additional stress to the circle of debt.
6 August 2015
You want to buy a new car but your credit is less than perfect. In fact, you think it's pretty ugly right now. Don't let bad credit keep you from buying the car of your dreams. Sometimes, a credit report can have outdated or incorrect information on it, lowering your score. Correcting these discrepancies can help put you in a high enough range for your dream car. Here are some simple steps that will help you clean up your credit report.
5 August 2015
The practice of trading gold has spanned millennia and shows no signs of slowing down anytime soon. Therefore, you might be interested in getting involved in the gold market, but you might not know exactly where to begin. To help you out, here's an introduction to the world of gold trading and gold coins: How is gold traded? If you've looked at gold prices in the last several years, then your jaw might have hit the floor.
3 August 2015
